Merchant Cash Advance
Capital based on your future sales, not just your credit score. Ideal for businesses with steady card or bank deposits.
- Amounts$5K – $2M
- FundingAs fast as 24 hrs
- CreditAll credit types
One short application puts your business in front of a network of funding partners. Compare real offers and choose the one that fits — no hidden fees, no obligation.
Whether you need cash tomorrow or a long-term loan for expansion, we match you with the product that fits your revenue, timeline and goals.
Capital based on your future sales, not just your credit score. Ideal for businesses with steady card or bank deposits.
A revolving credit line you can draw from whenever you need it. Pay only for what you use and draw again as you repay.
Finance up to 100% of the machinery, vehicles or technology you need, with the equipment itself serving as collateral.
A lump sum repaid on a fixed schedule. A strong fit for expansion, hiring, or a major purchase with predictable payments.
Government-backed loans with long terms and low rates. We help you prepare the file and navigate the process.
Flexible repayment that moves with your revenue — you pay back more when business is strong and less when it slows.
Tell us about your business and upload your last 4 months of bank statements. No lengthy paperwork.
About 5 minutesWe shop your file with our funding partners and walk you through every offer in plain language.
Same day in most casesChoose the offer that works for you, sign electronically, and receive funds directly in your business account.
As fast as 24 hoursInstead of applying lender by lender, your file goes to multiple funding partners at once, so you see more options.
One person handles your file from start to finish and is a phone call away at 888-475-0468.
We explain the total cost, payment schedule and terms of every offer before you sign anything.
Restaurants, contractors, trucking, retail, medical and more — including businesses turned down by their bank.
Still have questions? Call us at 888-475-0468 or email info@allocatedcapital.com.
Many businesses receive offers the same day they apply, and merchant cash advances can fund in as little as 24 hours once approved and all documents are in.
Reviewing your options typically starts with your business revenue, not a hard credit pull. A funding partner may run a credit check before final approval, and we'll let you know before that happens.
A short online application and your last 4 months of business bank statements. Some products may require additional documents, such as tax returns.
Many of our funding options look mainly at your business revenue and cash flow, so businesses with less-than-perfect credit can still qualify.
No. It costs nothing to apply and review your offers, and there is no obligation to accept any offer.
No. Allocated Capital is a commercial finance broker. We work with a network of funding partners to find the best available fit for your business.
Apply in minutes. Get offers in hours.